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* Customers who subscribed to rent and bills reporting from January to April of 2023, who had a starting score of over 300 but under 600, saw a positive outcome, which may have been influenced by other products. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Not all lenders, including auto and mortgage lenders, use scores impacted by rent payments. Not all bill payments may be eligible.

1. Payments may take two weeks or more to appear on your credit report.

Self Visa® Credit Card issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. 

Add up to 2 years of past payments1

Bundle up to 24 months of payments

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Includes rent, cell & utilities*

One straight-forward cost of $49.95

Turn your rent payments into credit, for FREE.

Rent paid? Don't wait to build credit. 
Self typically reports rent payments to all 3 credit bureaus in 72 hours or sooner.*

Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Payments may take two weeks or more to appear on your credit report. Learn more.

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The comparison information on this site is provided as an informational resource only.  It is not inclusive of the entire industry.  While the information on this chart has been verified to the best of our abilities, we can not guarantee pricing or features have not changed.

Looking to get credit for the rent you pay every month?
Self can do that and more.

How to start building credit with FREE rent reporting

Securely connect to the account you use for rent payments

Find the rent payment you want to build credit with

We’ll report that rent payment for you each month to all 3 credit bureaus for FREE

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App Store

248.3K+ reviews

4.9

Google Play

79.1K+ reviews

4.6

The reviews are in.

More than 1 million people are building credit with Self. Join them.

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

past payments

Add up to 2 years of
with LookBack
Get started

One straight-forward cost of $49.95

Includes rent, cell & utilities2

Bundle up to 24 months of payments

makes up 35% of your credit score.

Your existing monthly payments can build credit. 

Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

Start building credit today.

Get rent reporting for free. Payments typically report to credit bureaus within 72 hours.1

Get started