The Card for Credit Builders

The Card for Credit Building!

How it works

Anyone can build credit with the secured Self Visa® Credit Card. There's no credit check or credit required.

Self Financial, Inc. PO Box 11 Southlake, TX 76092-9998

Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

¹Self is not a bank. Secured Self Visa Credit Card issued/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A. Security deposit is returned upon account closure after settling outstanding balances. Qualification for the secured Self Visa Credit Card is based on meeting eligibility, including income and expense requirements and establishment of minimum $100 security interest. Criteria subject to change. Results vary.

²Self is not a bank. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC, see more at FDIC coverage. Credit Builder Accounts & Certificates of Deposit are subject to loan application and approval. See self.inc/credit-builder-loan for plans and pricing.

Other factors, including activity with other creditors, may impact results. Failure to make monthly minimum payments by due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. Self is not a Credit Repair Organization. Self does not remove negative credit history from credit reports. Self products are not intended to provide advice or assistance related to a consumer’s credit record or history.

Build credit another way.

Start building credit

Explore other options for building credit - like the Credit Builder Account² - and get the secured Self Card when you're ready.

Impact the factors that make up your credit score.

SELF'S PRODUCTS CAN HELP

With the secured Self Visa® Credit Card, you can impact 65% of FICO’s factors for your credit, including Amounts Owed and Payment History — the #1 factor.

There is no hard pull.

1. Fund your card's security deposit with just $100

2. Use your card anywhere Visa® is accepted in the U.S.

3. Build credit by making on-time payments and keeping a low credit utilization ratio

Get started

Curious about the card for credit builders? Apply with no credit check and see how you can grow with the Self Card.

Remember - there's no credit check to apply.

Building or rebuilding your credit? The secured Self Visa® Credit Card¹ is the card for you - no matter where you are in your credit journey.

$0 annual fee for new customers for the first year only; $25 annually thereafter. Other fees apply. Variable APR of 27.74% based on the Prime Rate. Rate may vary.

Customer support:

1 (877) 883-0999

Join 1.3 million people that have obtained a Self Visa® Credit Card.

4.7

“Having this card is one of the best decisions I made. Ever since I started with Self I have seen a major improvement on my credit. I highly recommend.”

Roderic T.

"I love my Self Visa credit card, it's really showing me how to be more responsible with my credit and how to manage my funds properly. I was skeptical at first about getting it but I am thankful I did. My credit has boosted on Fico, Experian and TransUnion."

Liddia C.

“Great program for people rebuilding their credit. I am now offered competitive rates. I recommend this card for any one starting or rebuilding their credit.”

Leon H.

Verified reviews from actual Self customers. Results vary. Not paid or sponsored.

Source: FICO