Pricing Schedule
This Pricing Schedule is part of the Cardmember Agreement and Security Agreement.
| Interest Rates and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) for Purchases | 28.24% This APR will vary with the market based on the Prime Rate |
| APR for Balance Transfers | Not Applicable. |
| APR for Cash Advances | Not Applicable. |
| Penalty APR and When it Applies | None. |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore. |
| Fees | |
|---|---|
| Annual Fee | $25.00 NOTICE: The annual fee will be assessed before you begin using your card and will reduce the amount of credit you initially have available. If your initial credit limit is $100, your initial available credit will be only $75. If your initial credit limit is $125, your initial available credit will be only $100. If your initial credit limit is $150, your initial available credit will be only $125. You may still reject this plan, provided that you have not yet used the account or paid a fee after receiving a billing statement. If you do reject the plan, you are not responsible for any fees or charges. |
| Late Payment | Up to $15 |
| Returned Payment | Up to $15 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Variable Rate Information. The Purchase APR is equal to the Prime Rate plus a margin of 20.74%. Variable APRs are based on the 7.5% Prime Rate as of January 1, 2025. The daily periodic rate is currently 0.07737%.
Customer support:
1 (877) 883-0999