The Card for 
Credit Builders.
Managing finances shouldn't be difficult. Get the card that helps you build credit while preparing for your future!

Sign up for Self today.

Start building credit
We're here to help you build credit. A responsible way to help build credit while you build savings.


The path to a credit card
Build positive payment history, then gain access to a credit card.*

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*Card eligibility requirements include having an active Credit Builder Account in good standing, making 3 on time payments, having $100 or more in savings progress and satisfying income requirements. All requirements are subject to change. 

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†Review provided by customer to Self Financial, Inc. directly. The comment above is related to individual experiences or results. Your results may vary. 

Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See for details.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

The credit card without a "Black Box" application.

Start building credit

A straightforward path to a credit card is here. After you open a Credit Builder Account, use the payments you're already making to fund the security deposit for your credit card.

To get access to the card:*

  1. Open a Credit Builder Account and start building credit 
  2. Make 3 on-time payments
  3. Have $100 or more in savings progress
  4. Satisfy income eligibility requirements
  5. Have no outstanding fees
Payment History Graph

Payment history, amounts owed & credit mix make up 75% of your credit score.1

By combining both the Credit Builder Account and secured Visa® credit card, and paying monthly on-time, you can build on all 3 of these credit factors. This can lead to a better credit score. 

Break your security deposit into 3 or more small monthly payments with a Credit Builder Account.

Pick a plan that fits your budget

Follow these simple steps to unlock your secured card*

  1. Make 3 payments on time
  2. Have $100 or more in savings progress
  3. Satisfy income eligibility requirements
  4. Have an account in good standing

Use your card to make purchases and continue building your credit!

Manage your payments, view your credit utilization, and increase your credit limit with responsible use.

"I was very impressed and how simple everything was. Building back up credit, I thought it was a lost cause and I never wanted a credit card again but Self helped me gain back confidence and showed me how to truly budget myself."

Anela M.†

“This is a remarkable tool to help build your credit easy and worry free.”

Juanita F.

“My score actually went up 33 points using this app. Kudos to Self for helping me achieve my goals.”

Raydell G.

Read more reviews

Overall satisfaction rating based on 2,246 ratings from actual customers.

Over 3,500,000 people have signed up to build credit with Self.


There is no hard credit pull.