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Payment history makes up 35% of your credit score
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Self’s Credit Builder Account helps you build credit history with 3 different credit bureaus over 24 months.*
No credit history?
Life happens, and sometimes your credit takes a hit. Self is here to help get you back on track.
Need to rebuild your credit?
What's your goal?
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Self Financial Inc. 901 E 6th St. STE 400, Austin, TX 78702.
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
*Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing.
1 Self is not a bank. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC, see more at FDIC coverage. Credit Builder Accounts & Certificates of Deposit are subject to loan application and approval. See self.inc/credit-builder-loan for plans and pricing.
Results may vary. You may not receive an improved credit score based on your financial behavior, including missed payments with Self credit products and activity with other creditors.
The Credit Builder Account is not a savings account. This figure reflects the amount of money 678K Self customers got back (minus interest and fees) after making monthly payments to Credit Builder Accounts that reached full term between 8/6/18 to 7/16/23.
Average outcome after 12 months for customers who opened a 24 month Credit Builder account, starting VantageScore under 600, who made on-time payments. Other factors, including activity with other Self products and other creditors, may impact results. See details.
Other factors, including activity with other creditors, may impact results. Failure to make monthly minimum payments by due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. Self is not a Credit Repair Organization. Self does not remove negative credit history from credit reports. Self products are not intended to provide advice or assistance related to a consumer’s credit record or history.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.
No credit score, no hard credit check, no setup fee required
Source: FICO
How it works
Build credit while building savings, starting at $25 a month.*
Your money is secured and protected in a bank account.1
Apply for a loan that is held by our bank partners.
1
Pay off the loan in 24 months.*
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3
Each on-time payment builds credit history with all three credit bureaus and adds to your savings.
Your paid off loan unlocks your CD and you get the money back, minus interest and fees.
Get money back at the end after building credit history.
"I wasn't able to build my credit any other way. Self credit allowed me to become responsible with my credit again. It was great growing my credit score through self credit builder!"
Jennifer G.
“Self has helped improve my credit a lot and has taught me so much about financial literacy. It's a growing and learning experience, I appreciate this app so much!”
Bry
“Everything about my Self experience has been great! I've recommended it to a lot of my friends. It's a great way to build your credit.”
David T.
Overall satisfaction rating based on over 6,200 ratings from actual customers.
Over 4,000,000 people have signed up to build credit with Self.
Sample loan: $25/mo, 24 mos, 15.92% APR. See additional plan options at self.inc/pricing. Results may vary. Learn more about Self's Credit Builder Account Score impact.
Customer support:
1 (877) 883-0999
Verified reviews from actual Self customers. Results vary. Not paid or sponsored.
Verified review from actual Self customer. Results vary. Not paid or sponsored.