The Card for 
Credit Builders.
 
Managing finances shouldn't be difficult. Get the card that helps you build credit responsibly while preparing for your future!

Sign up for Self today.

Start building credit
 A responsible way to help build credit while you build savings.

AS FEATURED IN:

The path to a credit card
Build payment history, then gain access to a credit card.*

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*Card eligibility: Active Credit Builder Account in good standing, 3 on time payments, $100 or more in savings progress and satisfying income requirements. Criteria subject to change.

1 Source: https://www.myfico.com/credit-education/whats-in-your-credit-score

†Review provided by customer to Self Financial, Inc. directly. The comment above is related to individual experiences or results. Your results may vary. 

Self Visa® Credit Card issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See self.inc for details.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.


The credit card without a "Black Box" application.

Start building credit

A straightforward path to a credit card is here. After you open a Credit Builder Account, use the payments you're already making to fund the security deposit for your credit card.

To get access to the card:*

  1. Have an active Credit Builder Account in good standing
  2. Make 3 monthly payments on-time
  3. Have $100 or more in savings progress
  4. Satisfy income requirements
Payment History Graph

Payment history, amounts owed & credit mix make up 75% of your credit score.1

SELF'S PRODUCTS CAN HELP
 
By combining both the Credit Builder Account and secured Visa® credit card, and paying monthly on-time, you can build on all 3 of these credit factors. This can lead to a better credit score. 

Break your security deposit into 3 or more small monthly payments with a Credit Builder Account.

Pick a plan that fits your budget

Follow these simple steps to unlock your secured card*

  1. Have an active Credit Builder  Account in good standing
  2. Make 3 monthly payments on-time
  3. Have $100 or more in savings progress
  4. Satisfy income requirements

Use your card to make purchases and continue building your credit!

Manage your payments, view your credit utilization, and increase your credit limit with responsible use.

"Self Lender has been a fabulous service for me, as I have started building my credit history. I jumped 30 points over the period of my account, and I just got my savings I built deposited into my bank account!"

Evan M†


“When I started Self Lender my credit was terrible and within the first 3 months my score increased 40 points!!!! It did take a few weeks before it reported the first time but it was well worth the wait. ”

Dawn M†

" I was able to buy a car at a dealership this past weekend when I was not able to in the past!!! No money down! I was skeptical as to this service but feel it really helped me!!"

Melissa E†

Read more reviews

Overall satisfaction rating based on 2,246 ratings from actual customers.

Over 1,000,000 people have gotten their credit back on track with Self.

4.7

No hard credit check required!