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Anyone can build credit with the secured Self Visa® Credit Card.1 There's no credit check or credit required.

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© Self Financial, Inc.

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Self Financial Inc. 901 E 6th St. STE 400, Austin, TX 78702.
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

†Review provided to Self Financial, Inc. via Boast in November 2023. Individual results vary.

1 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

‡Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval.

§See more: www.ficoscore.com/education#WhatYour

Other factors, including activity with other creditors, may impact results. Failure to make monthly minimum payments by due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. Self is not a Credit Repair Organization. Self does not remove negative credit history from credit reports. Self products are not intended to provide advice or assistance related to a consumer’s credit record or history.

Build credit another way.

Start building credit

Explore other options for building credit - like the Credit Builder Account   - and get the secured Self Card when you're ready.

Payment History Graph

Payment history & amounts owed make up 65% of your credit score.

SELF'S PRODUCTS CAN HELP
With the secured Self Visa® Credit Card, you can impact 65% of FICO’s factors for your credit, including Amounts Owed and Payment History — the #1 factor.§
Read more reviews

Overall satisfaction rating based on 1,500 ratings from actual customers.

Join 1.3 million people that have obtained a Self Visa® Credit Card.

4.7

1. Fund your card's security deposit with just $100

2. Use your card anywhere Visa® is accepted in the U.S.

3. Build credit by making on-time payments and keeping a low credit utilization ratio

Get started
Curious about the card for credit builders? Apply with no credit check and see how you can grow with the Self Card.

Remember - there's no credit check to apply.

“Having this card is one of the best decisions I made. Ever since I started with Self I have seen a major improvement on my credit. I highly recommend.”

Roderic T.

"I love my Self Visa credit card, it's really showing me how to be more responsible with my credit and how to manage my funds properly. I was skeptical at first about getting it but I am thankful I did. My credit has boosted on Fico, Experian and TransUnion."

Liddia C.

“Great program for people rebuilding their credit. I am now offered competitive rates. I recommend this card for any one starting or rebuilding their credit.”

Leon H.

The Card with No Credit Check
$0 intro annual fee* for the first year with the secured Self Visa® Credit Card. Start building credit today.
*$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.
NO CREDIT CHECK
HIGH APPROVAL RATES
LOW DEPOSIT

Customer support:

1 (877) 883-0999

Designed for building credit. Built for you.

BUILD CREDIT

As a secured card, the Self Card can help you build credit with all 3 bureaus.

NO CREDIT CHECK

Get your card with no credit check or minimum credit score required.

STAY IN TOUCH

Real time alerts keep you up to date on due dates, your utilization rate, and more.

FLEXIBLE FUNDING

Secure your card your way - with funds from your bank account, debit card, or Credit Builder Account.

DON'T WORRY ABOUT SECURITY

With Visa's® $0 Liability Protection and account freezes, your card account is protected.

WHY A SECURITY DEPOSIT?

The Self Card is backed by a security deposit you choose, which sets your starting credit limit.

Get started