The card with no credit check
$0 intro annual fee* for the first year with the secured Self Visa® Credit Card. Start building credit today.
The card with no credit check
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Remember — there's no credit check to apply.
Open doors to new financial possibilities
Self Financial Inc., PO Box 11, Southlake, TX 76092-9998
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
Self is not a Bank. Secured Self Visa Credit Card issued/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. See self.inc/visa-secured-credit-card for details including important rate and fee information. Qualification for the secured Self Visa Credit Card is based on meeting eligibility, including income and expense requirements and establishment of minimum $100 security interest. Criteria subject to change. Results vary.
‡Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to approval.
Other factors, including activity with other creditors, may impact results. Failure to make monthly minimum payments by due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. Self is not a Credit Repair Organization. Self does not remove negative credit history from credit reports. Self products are not intended to provide advice or assistance related to a consumer’s credit record or history.
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© Self Financial, Inc.
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Customer support: (877) 883-0999
*$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only. Results may vary. You may not receive an improved credit score based on your financial behavior, including missed payments with Self credit products and activity with other creditors.
Join 1.3 million people that have obtained a Self Visa® Credit Card.
4.7
Overall satisfaction rating based on more than 6,200 ratings from actual customers.
Verified reviews from actual Self customers. Results vary. Not paid or sponsored.
“Having this card is one of the best decisions I made. Ever since I started with Self I have seen a major improvement on my credit. I highly recommend.”
Roderic T.
"I love my Self Visa credit card, it's really showing me how to be more responsible with my credit and how to manage my funds properly. I was skeptical at first about getting it but I am thankful I did. My credit has boosted on Fico, Experian and TransUnion."
Liddia C.
“Great program for people rebuilding their credit. I am now offered competitive rates. I recommend this card for any one starting or rebuilding their credit.”
Leon H.
How it works
Anyone can build credit with the secured Self Visa® Credit Card. There's no credit check or credit required.
1. Fund your card's security deposit with just $100
2. Use your card anywhere Visa® is accepted in the U.S.
3. Build credit by making on-time payments and keeping a low credit utilization ratio
Build credit another way.
Explore other options for building credit - like the Credit Builder Account ‡ - and get the secured Self Card when you're ready.
Payment history & amounts owed make up 65% of your credit score.
Source: FICO
Designed for building credit. Built for you.
BUILD CREDIT
As a secured card, the Self Card can help you build credit with all 3 bureaus.
NO CREDIT CHECK
Get your card with no credit check or minimum credit score required.
STAY IN TOUCH
Real time alerts keep you up to date on due dates, your utilization rate, and more.
WHY A SECURITY DEPOSIT?
The Self Card is backed by a security deposit you choose, which sets your starting credit limit.
DON'T WORRY ABOUT SECURITY
With Visa's® $0 Liability Protection and account freezes, your card account is protected.
FLEXIBLE FUNDING
Secure your card your way - with funds from your bank account, debit card, or Credit Builder Account.
