Introducing the Self Visa® Credit Card


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We're here to help you build credit - Finally, a responsible way to build credit while you save.

"Self Lender has been a fabulous service for me, as I have started building my credit history. I jumped 30 points over the period of my account, and I just got my savings I built deposited into my bank account!"

Evan M


“When I started Self Lender my credit was terrible and within the first 3 months my score increased 40 points!!!! It did take a few weeks before it reported the first time but it was well worth the wait. ”

Dawn M

“I just wanted to take time out of my day to give a huge praise to SelfLender. I have been a customer for just one month and my credit score jumped up over 90 points from opening my SelfLender account. THANK YOU.”

Alexandra G

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Overall satisfaction rating based on 1,030 ratings from actual customers.

Over 400,000 people have gotten their credit back on track with Self.

Responsible use of the card touches on three major credit factors that make up 75%* of your credit score!

Your next tool for  building credit

Your Credit Builder Account savings progress secures your card and sets your limit.

No additional money up front

We trust you so we won't do a credit check.  Eligible customers can order the card today.

You're already approved!

Card Benefits

First...

You choose what portion of your savings progress ($100 or more) is used to secure your card and set your limit.

1. Choose your limit

Once you've set your limit, confirm that your card will be sent to the right location and place your order.

2. Order your card

Receive your card in the mail and activate to start using it wherever Visa credit cards are accepted in the U.S.

3. Receive & activate

Monitor your spending activity and always try to pay on time and in full.

4. Track & pay on time


© Self Financial Inc.

Privacy | Terms | Compliance Card Agreement

†Review provided by customer to Self Financial Inc. directly. The comment above is related to individual experiences or results. Your results may vary. 

The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender.

*Sample products are $25 monthly loan payment at a $525 loan amount with a $15 administration fee, 24 month term and 15.92% Annual Percentage Rate; $48 monthly loan payment at a $545 loan amount with a $15 administration fee, 12 month term and 15.65% Annual Percentage Rate; $89 monthly loan payment at a $1000 loan amount with a $15 administration fee, 12 month term and 15.21% Annual Percentage Rate; $150 monthly loan payment at a $1700 loan amount with a $15 administration fee, 12 month term and 12.37% Annual Percentage Rate. Please refer to www.self.inc/pricing for the most recent pricing options.

**Credit scores and credit monitoring will only be available to customers who our third-party vendor is able to validate.

1 Credit Builder Account — proceeds are held in a deposit account until maturity 

1. All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or Atlantic Capital Bank, N.A., Member FDIC.


Lead Bank. Member FDIC, Equal Housing Lender

Sunrise Banks, N.A. Member FDIC, Equal Housing Lender

Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender

Have an open Credit Builder Account and meet our eligibility requirements*

(*subject to change)

Made last 3 monthly payments on time

Have $100 or more in savings progress

Have your account in good standing

Then...

Learn how it works in less than 1 minute!

Your card can be used everywhere Visa credit cards are accepted in the U.S.

Buying Power

Your next tool for building credit!