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Payment history makes up 35% of your credit score
Self’s Credit Builder Account helps you build credit history with 3 different credit bureaus over 24 months.*
No credit history?
Life happens, and sometimes your credit takes a hit. Self is here to help get you back on track.
Need to rebuild your credit?
What's your goal?
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Self Financial, Inc. PO Box 11 Southlake, TX 76092-9998
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
*Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc pricing. Interest still applies. See Credit Builder Account terms for details.
1 Self is not a bank. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC, see more at FDIC coverage. Credit Builder Accounts & Certificates of Deposit are subject to loan application and approval. See self.inc/credit-builder-loan for plans and pricing. Results vary.
2 Secured Self Visa Credit Card issued/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A. Security deposit is returned upon account closure after settling outstanding balances. Qualification for the secured Self Visa Credit Card is based on meeting eligibility, including income and expense requirements and establishment of minimum $100 security interest. Criteria subject to change.
3 You may not receive an improved credit score based on your financial behavior, including missed payments with Self credit products and other creditor activity.
Other factors, including activity with other creditors, may impact results. Failure to make monthly minimum payments by due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. Self is not a Credit Repair Organization. Self does not remove negative credit history from credit reports. Self products are not intended to provide advice or assistance related to a consumer’s credit record or history.
No credit score, no credit check, no setup fee required!
Source: FICO
How it works
Build credit while building savings, starting at $25 a month.*
Your money is secured and protected in a bank account.1
Apply for a loan that is held by our bank partners.
1
Pay off the loan in 24 months.*
2
3
Each on-time payment builds credit history with all three credit bureaus and adds to your savings.
Your paid off loan unlocks your CD and you get the money back, minus interest and fees.
Get money back at the end after building credit history.
$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc pricing
Customer support:
1 (877) 883-0999
Another Credit Building Option
$100 minimum down for your security deposit is all the funds you need to apply for the secured Self Visa® Credit Card2 right now.
"I wasn't able to build my credit any other way. Self credit allowed me to become responsible with my credit again. It was great growing my credit score through self credit builder!"
Jennifer G.
*Self has helped improve my credit a lot and has taught me so much about financial literacy. It's a growing and learning experience, I appreciate this app so much!”
Bry
*Everything about my Self experience has been great! Ive recommended it to a lot of my friends. It's a great way to build your credit."
David T.
Overall satisfaction rating based on over 6,200 ratings from actual customers.
Verified reviews from actual Self customers. Results vary. Not paid or sponsored.
