Raise your credit score like your landlord raises rent.
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© Self Financial Inc.

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Self Financial Inc. 901 E 6th St. STE 400, Austin, TX 78702.

Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

** Based on a 2023 TransUnion study customers saw a VantageScore® increase of 15 points on average. Results vary. You may not receive an improved credit score. Not all lenders, including auto and mortgage lenders, use scores impacted by rent/utility payments. Not all bill payments may be eligible. Other factors, including activity with other creditors, may impact results.

1. Payments may take two weeks or more to appear on your credit report.

Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Learn more.**

How to start building credit

with FREE rent reporting

Securely connect to the bank account you use for rent payments

Find the rent payment you want to build credit with

We’ll report that rent payment for you each month to all 3 credit bureaus for FREE

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Get started with free rent reporting

App Store

248.3K+ reviews

4.9

Google Play

79.1K+ reviews

4.6

The reviews are in.

More than 1 million people are building credit with Self. Join them.

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

past payments

Add up to 2 years of
with LookBack
Get started

One straight-forward cost of $49.95

Includes rent, cell & utilities2

Bundle up to 24 months of payments

Start building credit today.

Get rent reporting for free. Payments typically report to credit bureaus within 72 hours.1

Get started

Building credit with Self has no comparison.

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

Add up to 2 years of past payments1

Bundle up to 24 months of payments

Get started

Includes rent, cell & utilities*

One straight-forward cost of $49.95

The comparison information on this site is provided as an informational resource only.  It is not inclusive of the entire industry.  While the information on this chart has been verified to the best of our abilities, we can not guarantee pricing or features have not changed.

Get credit for your biggest monthly expense  – your rent – 100% free.

No credit card or credit check required

Raise your credit like your landlord raises rent.