Raise your credit like your landlord raises rent.
Get credit for your biggest monthly expense — your rent — plus eligible bills, too.
Raise your credit like your landlord raises rent.
Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.
No credit check
Fast results
Customer support:
Featured in:
How to start building credit with your rent
Link your account
Securely connect the account you use to pay rent. We’ll help find eligible rent and bill payments.
1
Confirm your rent (and add bills)
Find your rent and choose any additional eligible bills to include at no extra cost.1
2
Build credit fast
We report your payments to the credit bureaus — usually within 36 hours.2
3
Build savings while building credit
Build savings & credit with Self’s Credit Builder Account — plus, lift up your credit by reporting rent and bills.
Payment history
makes up 35% of your credit score.
Source: FICO
Add up to 2 years of
past payments*
RENT AND BILLS LOOKBACK
Bundle up to 24 months of payments
Includes rent, cell, and utilities1
One straight-forward cost of $49.95
*Active subscription and eligibility required.
Build credit with payments you already make.
Open doors to new financial possibilities
Privacy | Terms | Compliance
Self Financial Inc., PO Box 11, Southlake, TX 76092-9998
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
1. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.
2. Payments may take two weeks or more to appear on your credit report.
Privacy | Terms | Compliance
Self Financial Inc., PO Box 11, Southlake, TX 76092-9998
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
1. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.
2. Payments may take two weeks or more to appear on your credit report.
Link your account
Securely connect the account you use to pay rent. We’ll help find eligible rent and bill payments.
1
Confirm your rent (and add bills)
2
Find your rent and choose any additional eligible bills to include at no extra cost.
Build credit fast
We report your payments to the credit bureaus — usually within 36 hours.
3
The comparison information on this site is provided as an informational resource only. It is not inclusive of the entire industry. While the information on this chart has been verified to the best of our abilities, we can not guarantee pricing or features have not changed.
Cost
Only on time payments reported
No landlord involvement
$6.95/mo
No signup fee
Rent Reporters
$10.95/mo (or $105 annual upfront) + $94.95 signup
Credit Rent Boost
$6.95/mo (or $49 annual upfront) + $25 signup
Building credit with Self has no comparison
