Get credit for your cell phone payments for FREE with Self.
How to start building credit with FREE rent and phone reporting
Securely connect to the bank account you use for rent and phone payments
Find the rent and phone payments you want to build credit with
We’ll report those on-time rent and phone payments for you each month to the credit bureaus for FREE2
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App Store
248K+ reviews
4.9
Google Play
*As of 09/12/2024
4.5
79K+ reviews
The reviews are in.
More than 1 million people are building credit with Self. Join them.
makes up 35% of your credit score.
Source: FICO
Payment history
past payments
One straight-forward cost of $49.95
Includes rent, cell & utilities2
Bundle up to 24 months of payments
makes up 35% of your credit score.
Source: FICO
Payment history
Start building credit today.
Get rent and phone reporting for free. Payments typically report to credit bureaus within 72 hours.1
Privacy | Terms | Compliance
Self Financial Inc. 901 E 6th St. STE 400, Austin, TX 78702.
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
Offer valid via link only and subject to change.
1. Payments may take two weeks or more to appear on your credit report.
2. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.
** Based on a 2023 TransUnion study customers saw a VantageScore® increase of 15 points on average. Results vary. You may not receive an improved credit score. Not all lenders, including auto and mortgage lenders, use scores impacted by rent/utility payments. Not all bill payments may be eligible. Other factors, including activity with other creditors, may impact results.
Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.
Get credit for your monthly rent payments – plus your cell phone bill – 100% free.
No credit card or credit check required
FREE
RENT & PHONE REPORTING