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Self Financial Inc., PO Box 11, Southlake, TX 76092-9998
Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday
**According to a 2025 TransUnion study, Self users who reported at least 6 months of consecutive rent and/or utility payments saw an average 25-point VantageScore increase. Self users in this study, on average, started with a 592 Vantage score. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results.
1. Payments may take two weeks or more to appear on your credit report.
2. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.
Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Learn more.**
How to start building credit
with FREE rent reporting
Securely connect to the bank account you use for rent payments
Find the rent payment you want to build credit with
We’ll report that rent payment for you each month to all 3 credit bureaus for FREE
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App Store
248.3K+ reviews
4.9
Google Play
79.1K+ reviews
4.6
The reviews are in.
More than 1 million people are building credit with Self. Join them.
makes up 35% of your credit score.
Source: FICO
Payment history
past payments
One straight-forward cost of $49.95
Includes rent, cell & utilities2
Bundle up to 24 months of payments
Start building credit today.
Get rent reporting for free. Payments typically report to credit bureaus within 36 hours.1
Building credit with Self has no comparison.
makes up 35% of your credit score.
Source: FICO
Payment history
Add up to 2 years of past payments1
Bundle up to 24 months of payments
Includes rent, cell & utilities*
One straight-forward cost of $49.95
The comparison information on this site is provided as an informational resource only. It is not inclusive of the entire industry. While the information on this chart has been verified to the best of our abilities, we can not guarantee pricing or features have not changed.
Get credit for your biggest monthly expense – your rent – 100% free.
No credit card or credit check required
Customer support:
1 (877) 883-0999
Add up to 2 years
past payments
Bundle up to 24 months of payments
One straight-forward cost of
