Grow your credit using your bills.

How to grow your credit using your bills

Select the payments you want on your credit profile



With one monthly subscription, you can build credit by paying your bills — like rent, cell phone plan, and other payments — like usual.


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Uses bills you’re already paying

Credit monitoring from TransUnion

Includes $1M Identity Theft Insurance

Add your rent, cell phone and utilities to your credit for only $6.95/mo

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1. Active subscription required

*The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion

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Payment History Graph

Payment history makes up 35% of your credit score

Your existing monthly payments can build credit. Start adding them to your credit profile to add more to your score.

Source: FICO

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Add up to 2 years of past payments1

Bundle up to 24 months of payments

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Includes rent, cell & utilities*

One straight-forward cost of $49.95