Build credit with all 3 credit bureaus by paying your rent.
Privacy | Terms | Compliance
1. Payments may take two weeks or more to appear on your credit report.
2. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.
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Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Learn more.
How to start building credit
with FREE rent reporting
Securely connect to the account you use for rent payments
Find the rent payments you want to build credit with
We’ll report those rent payments for you each month to all 3 credit bureaus for FREE
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More than 1 million people are building credit with Self. Join them.
makes up 35% of your credit score.
Source: FICO
Payment history
past payments
One straight-forward cost of $49.95
Includes rent, cell & utilities2
Bundle up to 24 months of payments
Start building credit today.
Why not get credit for what could be your biggest monthly expense?
makes up 35% of your credit score.
Source: FICO
Payment history
Add up to 2 years
Level up
with more payments
Add rent, cell phone, and utility payments to your credit for $6.95 per month
Get credit for up to 5 payments each month
Payments reported to credit bureaus in up to 72 hours1
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Self offers two options to help you start building your credit.
Report your rent payments
Track your credit score
Report your bills (cell phone, water, electricity, gas)2
Credit monitoring (Notifications of credit report changes)
Identity Theft Insurance ($1M coverage)
Free
$6.95 per
month
past payments
Bundle up to 24 months of payments
One straight-forward cost of $49.95