Raise your credit like your landlord raises rent.
BACK TO TOP

© Self Financial Inc.

Privacy  | Terms  | Compliance

Self Financial Inc. 901 E 6th St. STE 400, Austin, TX 78702.

Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

1. Payments may take two weeks or more to appear on your credit report.

2. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.

3. Positive identity verification required

** Based on a 2023 TransUnion study customers saw a VantageScore® increase of 15 points on average. Results vary. You may not receive an improved credit score. Not all lenders, including auto and mortgage lenders, use scores impacted by rent/utility payments. Not all bill payments may be eligible. Other factors, including activity with other creditors, may impact results.

Self has been featured in:

Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Learn more.**

How to start building credit

with FREE rent reporting

Securely connect to the bank account you use for rent payments

Find the rent payments you want to build credit with

We’ll report those rent payments for you each month to all 3 credit bureaus for FREE

1

2

3

Get started with free rent reporting

App Store

248K+ reviews

4.9

Google Play

79K+ reviews

4.6

The reviews are in.

More than 1 million people are building credit with Self. Join them.

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

past payments

Add up to 2 years of
with LookBack
Get started

One straight-forward cost of $49.95

Includes rent, cell & utilities2

Bundle up to 24 months of payments

Start building credit today.

Get rent reporting for free. Payments typically report to credit bureaus within 72 hours.1

Get started

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

Payment history

Add up to 2 years

Get started

Level up

with more payments

Add cell phone and utility payments to your TransUnion credit report for $6.95 per month

Get credit for up to 5 payments each month

Payments reported to TransUnion typically in up to 72 hours1

Get started

Compare plans

Self offers two options to help you start building your credit.

Report your rent payments

Track your credit score3

Report your bills (cell phone, water, electricity, gas)2

Credit monitoring (Notifications of credit report changes)3

Identity Theft Insurance ($1M coverage)3

Get started

Free

$6.95 per
month

past payments

Bundle up to 24 months of payments

One straight-forward cost of $49.95

Includes rent, cell & utilities2

* Active subscription and eligibility required

*

Get credit for your biggest monthly expense  – your rent – 100% free.

No credit card or credit check required