Raise your credit like your landlord raises rent.

Rent and Bills Reporting is a fast, easy and no-debt way to build credit.

Raise your credit like your landlord raises rent.

Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.

No credit check

Fast results

Insights Self customers trust

Build credit with payments you already make.

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Privacy  | Terms  | Compliance

Self Financial Inc., PO Box 11, Southlake, TX 76092-9998

Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

1. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.

2. Payments may take two weeks or more to appear on your credit report.

Open doors to new financial possibilities

BACK TO TOP

Privacy  | Terms  | Compliance

Self Financial Inc., PO Box 11, Southlake, TX 76092-9998

Customer Service: 1-877-883-0999. 7am-6pm CT, Monday-Friday, or via chat 8am-5pm CT, Saturday

1. The rental tradeline is reported to all three credit bureaus (Experian, Transunion, and Equifax) while utility tradelines are only reported to TransUnion.

2. Payments may take two weeks or more to appear on your credit report.

Get started

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1 (877) 883-0999

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The reviews are in

More than 1 million people are building credit with Self. Join them.

Add up to 2 years of

past payments*

RENT AND BILLS LOOKBACK

Bundle up to 24 months of payments

Includes rent, cell, and utilities1

One straight-forward cost of $49.95

*Active subscription and eligibility required.

Get started

Payment history

makes up 35% of your credit score.

Your existing monthly payments can build credit. Start adding them to your credit profile.

Source: FICO

Payment History Graph

The comparison information on this site is provided as an informational resource only.  It is not inclusive of the entire industry.  While the information on this chart has been verified to the best of our abilities, we can not guarantee pricing or features have not changed.

Cost

Only on-time payments reported

No landlord involvement

$6.95/mo

No signup fee

Rent Reporters

$10.95/mo (or $105 annual upfront) + $94.95 signup

Credit Rent Boost

$6.95/mo (or $49 annual upfront) + $25 signup

Building credit with Self has no comparison

Utility reporting included

Customer support: 

How to start building credit with your rent

Link your account

Securely connect the account you use to pay rent. We’ll help find eligible rent and bill payments.

1

Confirm your rent (and add bills)

Find your rent and choose any additional eligible bills to include at no extra cost.1

2

Build credit fast

We report your payments to the credit bureaus — usually within 36 hours.2

3

Get started

How to start building credit with everyday payments

Get started

Link your accounts

We automatically find rent and bill payments made from your bank, card, and other methods.

1

Select your bills

2

Choose up to 5 bills to report every month, including rent, utilities, and cell payments.

Build credit fast

We report your payments to the credit bureaus — usually within 36 hours.2

3