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"Self Lender has been a fabulous service for me, as I have started building my credit history. I jumped 30 points over the period of my account, and I just got my savings I built deposited into my bank account!"
Evan M†
“When I started Self Lender my credit was terrible and within the first 3 months my score increased 40 points!!!! It did take a few weeks before it reported the first time but it was well worth the wait. ”
Dawn M†
"My transunion score went up 40 points and my equifax score went up 27 points within 30 days."
Kayla E†
Overall satisfaction rating based on 1,030 ratings from actual customers.
Over 3,500,000 people have signed up to build credit with Self.
As featured in:
Self’s Credit Builder Account1 helps you build credit history with 3 different credit bureaus in 24 months.*
No credit history?
Life happens, and sometimes your credit takes a hit. Self is here to help get you back on track.
Need to rebuild your credit?
What's your goal?
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*Sample loans: $25/mo, 24 mos, $9 admin fee, 15.92% APR; $35/mo, 24 mos, $9 admin fee, 15.97% APR; $48/mo, 24 mos, $9 admin fee, 15.72% APR; $150/mo, 24 mos, $9 admin fee, 15.88% APR. See self.inc/pricing
1 Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
3 Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
†Review provided by customer to Self Financial Inc. directly. The comment above is related to individual experiences or results. Your results may vary.
4The secured Self Visa® Credit Card requires an active Self Credit Builder Account and successfully meeting the eligibility criteria. Card eligibility requirements include having an active Credit Builder Account in good standing, making 3 on time payments and having $100 or more in savings progress. All requirements are subject to change.
Advertiser Disclosure: The referring partner may receive compensation. This compensation may impact how and where Self product(s) appear on the partner website. Reasonable efforts have been made by the partner to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
30 Point Increase: Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, who made on-time payments, based on Vantage Score 3.0. Other factors, including activity with your other creditors, may impact results. On-time payments does not mean full program completion and past performance based on this study does not guarantee future results. A credit score increase is not guaranteed.
49 Point Increase: Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3.0 under 600, who made on-time payments. Other factors, including activity with your other creditors, may impact results. On-time payments does not mean full program completion and past performance based on this study does not guarantee future results. A credit score increase is not guaranteed.
No credit score is needed to get started!
Source: FICO
How it works
Build credit while building savings, starting at $25 a month.*
Your money is secured and protected in a certificate of deposit.
Apply for a loan that is held by our bank partners.
1
Pay off the loan in 24 months.*
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3
Each on-time payment builds credit history3 with all three credit bureaus and adds to your savings.
Your paid off loan unlocks your CD and you get the money back, minus interest and fees.
Get money back at the end after building credit history.
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We're partnering with Boston Builds Credit because we're both on a mission to help people build credit — especially people who've been blocked from access to credit systems.
