47 Point Increase: Based on a 2025 TransUnion® study, customers who opened a 24 month Self Credit Builder Account in Q1 2024 with a starting VantageScore 3.0 under 600 and made on-time payments, saw an average VantageScore 3.0 increase of 47 by month 12. Results will vary, Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Credit Builder Account payments are made on time.

11 Point Increase in 1 Month: According to a 2026 Self study, customers who opened a secured Self Visa® Credit Card in 2025 with a starting VantageScore 3.0 under 600, saw an average VantageScore 3.0 increase of 11 by month 1. Results will vary. Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Self Visa® Credit Card payments are made on time.

23 Point Increase in 3 Months: According to a 2026 Self study, customers who opened a secured Self Visa® Credit Card in 2025 with a starting VantageScore 3.0 under 600, saw an average VantageScore 3.0 increase of 23 by month 3. Results will vary. Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Self Visa® Credit Card payments are made on time.

25 Point Increase: According to a 2025 TransUnion study, Self users who reported at least 6 months of consecutive rent and/or utility payments saw an average 25-point VantageScore increase. Self users in this study, on average, started with a 592 Vantage score. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results.